The University of North Dakota recognizes that your education is an important investment. The Student Financial Aid Office is here to assist you and your family with identifying resources to pay for your education. Financial aid resources come in the form of grants, loans, work study and scholarships.

The Family Educational Rights and Privacy Act (FERPA) establishes certain rights for students regarding the privacy of their educational record. While parents/guardians/spouses and others may have an interest in the student’s record, access to or release of the educational record is only by written student consent.  Click here for more information and access to forms.

If you have any questions or concerns, please do not hesitate to contact us.

• Telephone: (701) 777-3121 or (800) CALL UND ext. 73121
• Email: SFA@email.und.edu
• Fax: (701) 777-2040
• Mail: 264 Centennial Drive Stop 8371, Twamley Hall Room 216, Grand Forks, ND 58202-8371
• Submit a question online via Live Chat

Rights

• Be informed about financial aid application procedures, cost of attendance, aid available and renewal requirements
• Confidential protection of your financial aid records, i.e., the contents of your financial aid file are maintained in accordance with the Family Educational Rights and Privacy Act (FERPA)
• Appeal decisions made by the financial aid staff at the University of North Dakota (a written appeal must be submitted to the UND Student Financial Aid Office)

Responsibilities

• Complete applications correctly and on time
• Read and understand all materials sent to you from the UND Student Financial Aid Office and other financial aid agencies
• Keep copies of all forms and materials submitted
• Know and comply with the rules governing your aid programs
• Comply with the provisions of any promissory note and all other agreements you sign
• Register for the number of credit hours required and maintain satisfactory academic progress
• Request personal assistance, if you have questions or don't understand the information provided to you

Awards for each of the Federal Student Aid programs are based on some form of financial need, unlike scholarship programs that may award funds based on academic merit or the student's field of study.  "Need-based" grants, loans, and work-study are based on the family's demonstrated financial need for assistance.  The Cost of Attendance (COA) or "budget" sets a limit on the total aid that a student may receive and is one of the basic components of calculating financial need (more information under Financial Assistance Information below).

The COA for a student is an estimate of that student's educational expenses for the period of enrollment. Most schools establish average costs for the components of a student's COA and those typical costs are used to calculate a student's federal financial aid award amounts and calculate a financial aid package.

Allowable costs in a COA include:

• Tuition and fees
• Books and supplies
• Room and board (or off campus living expenses)
• Transportation and other reasonable personal living expenses

Other allowable costs which can be considered on a case-by-case basis include:

• Dependent care
• Study abroad expenses
• Disability expenses
• Loan fees
• Employment expenses for co-op study

If the estimated COA calculated by UND does not reflect the student's actual educational and living costs, the student should make an appointment with a financial aid advisor in the Student Financial Aid Office to discuss their options, which may include a "budget (COA) appeal".

UND Net Price Calculator (cost and financial aid estimator)

UND Tuition and Mandatory Fee Information

UND Housing and Dining Information

How to Apply for Financial Aid

• To be considered for aid, you must complete the Free Application for Federal Student Aid (FAFSA), available online at www.fafsa.ed.gov after January 1 each year for the upcoming academic year that begins in the upcoming fall term.
  
  • Applying online is faster and more accurate than submitting a paper application. However, you may request a paper application at the FAFSA Web site, if you prefer to complete a paper form.
  • The FAFSA is available in both English and Spanish.
  • Be sure to include the University's Federal School Code of 003005 to release your information to the University of North Dakota.
• If you plan to attend Summer Session at UND and seek financial assistance, you must complete the Summer Financial Aid Application Supplement, in addition to the current year’s FAFSA.

Eligibility

• Your estimated family contribution (EFC), a figure determined by the results of your Free Application for Federal Student Aid (FAFSA).Your financial need is the difference between our estimates of your cost of attending the University and the amount the federal government expects you and your family to contribute to those costs, e.g., your estimated family contribution (EFC). Your total EFC is calculated using a federal needs analysis formula and is based on income and other data you report on the FAFSA, including your own savings and employment income.
• If the family's financial situation changes or if there are extenuating circumstances which may affect the student's or family's ability to contribute, click here for more information on how a student's financial aid eligibility may be re-evaluated.

Cost of Attendance (COA) minus (–) family resources (EFC) = financial need

• Need-based financial aid
  • If you have financial need, you will be offered financial aid to meet that need. The aid offered may be any combination of grants, loans, scholarships, or work-study jobs. If you are awarded financial aid, in particular student loans, accept only the amount necessary to meet your expenses.

• Financial Assistance Programs
  • Financial assistance is available to students in the form of scholarships, grants, employment and loans. Please follow the links under the applicable section(s) in the left navigation for more information about each of these types of programs.
  • Educational benefits paid because of a student's enrollment, including tuition waivers, room or board waivers, book scholarships, living allowances provided by a grant or fellowship, must also be considered financial assistance.
  • Exception: veteran educational benefits

• Retaining Eligibility
  • To maintain eligibility for federal aid, you cannot owe payments or be in default on any Federal grant or loan program; nor can you have borrowed in excess of the loan limits, under Title IV Programs, at any institution.
  • You must reapply for aid each year. Aid will be based on your family's financial need each year. The amount of the award may increase or decrease depending on your family's financial circumstances, the number of children enrolled in college, and the availability of funds.
  • Satisfactory Academic Progress (SAP)
    • Financial aid satisfactory academic progress (SAP) and your academic performance are reviewed to ensure that you are making progress toward graduation. Your financial aid eligibility is based on standards that are established, published, and applied by the UND Student Financial Aid Office as required by the U. S. Department of Education.
• Study Abroad

• Grants - Undergraduate
• Grants - Graduate

• Loans - Undergraduate
• Loans - Graduate & Law
• Loans - Medical School

• Scholarships - Undergraduate
• Scholarships - Graduate
• Scholarships - Law
• Scholarships - Medical School

Students may charge books and related supplies at the University Bookstore using their anticipated financial aid disbursement during a specific period of time each semester. Please click here for current Dates and Deadlines.

Students are not required to utilize this method of obtaining books and supplies. However, if you choose to opt out of this option, you must either have another method of payment or wait until financial aid is disbursed and refunds are available. Please click here for current Dates and Deadlines.

Financial aid will be post to a student's account based on the number of credit hours you are enrolled in as of 11:59pm May 20, 2013. Classes dropped or added after this date will not be considered for financial aid eligibility.

• Part-term classes dropped before their start date may result in the repayment of financial aid received or the reduction of aid awarded.

Financial aid in excess of your bill at the University will be sent to the refund preference selected when activating the UND Pride Card. You must go to the Pride Card website to activate the card and select how you wish to receive the refund. If you do not activate the Pride Card and select a refund preference, a check will be issued by Higher One after 21 days and mailed to the address UND provided to Higher One. This is the address used at the time the UND Pride Card was issued to you.

Parent's may elect to have any excess funds from a parent Direct PLUS loan sent to the parent or the student during the application process. Excess funds sent to the parent may be direct-deposited to any bank account of the parent's choice by completing the following form: Parent PLUS Loan Direct Deposit Form.

For questions regarding the UND PrideCard or PLUS Loan Direct Deposit Form, please contact UND Student Account Services. und.studentaccounts@und.edu or 701-777-3911.

The University of North Dakota participates in the Federal Work Study program. Students who are interested in seeking a Federal Work Study position must apply online with Career Services.

• Federal Direct Loans Terms and Conditions
• Federal Direct Loans Disclosure Information - Please follow the Loans link under the applicable section(s) in the left navigation for specific information about the Direct Loan program at UND.
• Initial Loan Counseling for Student Borrowers
• Exit Counseling for Student Borrowers
• Master Promissory Notes
• Private Education Loans and Preferred Lender Lists
• Institutional Code of Conduct for Education Loans
  • As required by law, the University publishes its code of conduct for officials responsible for Title IV financial aid programs.
  • NASFAA Statement of Ethical Principles and Code of Conduct: for financial aid professionals.
  • UND Student Financial Aid Conflict of Interest Policy and Code of Conduct

An educational program is eligible for Federal Title IV funding only if the program:

• Is offered by a public or non-profit institution and leads to a degree; or
• Is offered at any institution and leads to gainful employment in a recognized occupation

These programs are referred to as Gainful Employment ("GE") Programs.

View a list of Federal financial aid eligible certificate programs at UND, including required program disclosure information.

For additional information on services offered by UND please contact Disability Services for Students.

Telephone (701)777- 3425 Voice/TDD
Fax (701) 777 4170
Email: und.dss@email.und.edu

For additional information on Academic Concerns (including copy right infringement) please go to Appendix IIIa in the Code of Student Life.

Upon enrollment, the Higher Education Opportunity Act (HEOA) mandates each institution must provide written notice that advises the student that a conviction (while receiving financial aid) of any offense involving the possession or sale of illegal drugs will result in a loss of federal student eligibility. See Federal Student Financial Aid Penalties for Drug Violations. 

Be aware that changes in your enrollment may require you to return all or a portion of the financial aid disbursed to you. If you received a
refund earlier in the semester, you may be required to return a portion of those funds to the financial aid programs from which the aid was received. This portion represents funds that were intended to pay education-related expenses through the end of the semester. The amount to be returned to the University will be calculated from the date on which you officially or unofficially withdrew.

See UND's policy on Withdrawing and Returning of Title IV Funds.

• American Indian Student Services 
• Multicultural Student Services
• Student Involvement Office

Please go to the Institutional Research website for additional information.