- Making an appointment
- About your appointment
- Billing and Insurance
- Your Rights and Privacy
- General Care
- International Students
- Flight Physicals
- STD Testing
- Mental Health
NDUS Endorsed Health Care Plan for Students
Proposals for insurance plans with an effective start date of January 1, 2014, were received by the NDUS from several health insurance companies, and then reviewed with the following considerations:
- Which insurance plan will offer our students the most benefits with the least cost?
- Which insurance plan will ensure compliance with the new Affordable Care Act?
- Which insurance plan will come closest to meeting the needs, and income restraints, of all our student populations (international, graduate, and undergraduate)?
Enrollment for the NDUS student health insurance through United Healthcare is now open. You may enroll for the student health insurance plan by following these steps:
- Go to:
- Type in the name of your college or university and hit search;
- Select your school from the list;
- On the next screen, follow the directions on the right to enroll.
Click here for more information from UnitedHealthCare!
Follow the directions for online payment via bank account or credit card;
The $1,212 premium is due in full at the time of online enrollment. On-line enrollment will end January 31, 2014.
DOMESTIC STUDENTS - Spring and Summer Period Payment Plan: Domestic students now have the option to pay for the student health insurance plan one semester at a time instead of a single payment of $1,212. The spring period premium, $737, is due at the time of enrollment which ends on January 31, 2014. The summer period premium, $475, will be due on May 19, 2014. You will receive a reminder email from United Healthcare closer to that date.
Students who enroll in the student health insurance plan are required to enroll in and pay for BOTH the spring and the summer periods, even if you will not be a student during the summer.
Students may enroll their dependents and spouses using the payment plan option as well. Rates and dates are the same for each individual added.
REMINDER: Open Enrollment has been EXTENDED until January 31, 2014. This potentially gives students access to their Financial Aid refunds in order to pay the premium at the time of enrollment.
Please read the following answers to frequently asked questions:
Why is there an increase in cost?
United Healthcare was the most cost effective plan for the benefits which it provides. In fact, this insurance plan has the lowest cost of any of the proposals submitted for the student health insurance.
Overall, the cost is directly dependent upon the benefits that are offered, many of which are mandated by the Affordable Care Act, which is federal law (Public Law 111-148, March 23, 2010).
How come we do not have more information about the plan?
United Healthcare is diligently working on finalizing the plan. Delays in and uncertainties with implementation of the new Affordable Care Act caused delays in United Healthcare's receipt of required information regarding state-specific Essential Health Benefits based on the Benchmark plan in North Dakota.
Will there be a lapse in my coverage?
Anyone who enrolls between January 2 and January 31 of 2014, will have a plan with the backdated effective date of January 1, 2014. This will ensure that there is no lapse in coverage between the end of the Blue Cross Blue Shield plan on December 31, 2013, and the beginning of United Healthcare plan on January 1, 2014.
Can F-1, J-1, or M-1 international students purchase a different health insurance plan on the Marketplace?
No. State Board of Higher Education policies and procedures require international students to carry the NDUS student health insurance plan (NDUS Procedure 505, August 31, 2011).
What if I am an international student and I cannot afford to pay the full $1,212 premium by the sixth week of the spring semester?
While there are currently no guarantees, NDUS is submitting a one-time request to adjust the relevant procedure (which is North Dakota University System Procedure 505.4.b) to allow international students to pay one half of the premium, $606, by the sixth week of spring semester and the second half, $606, by the twelfth week of the semester. Again, at this time, it is unknown whether this procedure can be amended in order to allow this payment plan. You will receive an email from NDUS once this decision has been made.
Who can I contact with questions?
Information is located at http://www.uhcsr.com/NDUS
or call 877-433-6667
Domestic Graduate Assistants:
Kim Wickersham, Assistantship Coordinator
All International Students:
Colleen Hutchinson, International Student Advisor
NDUS Director of Student Affairs