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Billing and Insurance
Billing
Office visits are covered through student fees for students at the University of North Dakota. All students must present a valid student ID at each visit.
- Charges are made for ancillary and special services such as laboratory services, x-rays, prescriptions, minor surgeries, allergy injections, immunizations and wart treatment. Ask your physician for more details on possible costs associated with treatment.
- There is a charge for physicals including flight, pre-employment and pre-operative physicals and women's annual exams.
Please present your insurance card when you visit Student Health Services. A copy of your card will be kept in your health record to help ensure proper billing.
Student Health Services charges will be billed to your Student Account, whether or not you have health insurance. A credit will be issued to your account when your insurance company makes payment, if applicable. Charges made to student accounts will be posted as a Student Health Services charge.
Insurance
Students are strongly encouraged to have health insurance coverage in the event of a health care crisis.
- International students are required by the state of North Dakota to purchase health insurance.
- Many students are eligible to stay on their family health insurance program. Consult your insurance provider to determine if this option is available to you.
- Students also have the option of subscribing to the Student Health Insurance Policy available through the North Dakota University System. This insurance covers most basic health care charges plus emergency care. Information and forms are available online or by contacting an agent at Vaaler. You can also pick up a brochure at Student Health Services, call 701-775-3131 or toll-free at 800-732-4336 for more information.
There is more information about health care that is available to you through SHS.
Due to new insurance laws, most young adults can stay on their parent’s family plan until they turn 26. The Department of Health & Human Services Facebook page has more information for students and parents regarding the new laws.

