Billing and Insurance

Billing

Office visits are covered through student fees for students at the University of North Dakota. All students must present a valid student ID at each visit.

• Charges are made for ancillary and special services such as laboratory services, x-rays, prescriptions, minor surgeries, allergy injections, immunizations and wart treatment. Ask your physician for more details on possible costs associated with treatment.
• There is a charge for physicals including flight, pre-employment and pre-operative physicals and women's annual exams.

Please present your insurance card when you visit Student Health Services. A copy of your card will be kept in your health record to help ensure proper billing.

Student Health Services charges will be billed to your Student Account, whether or not you have health insurance. A credit will be issued to your account when your insurance company makes payment, if applicable. Charges made to student accounts will be posted as a Student Health Services charge.

Insurance

Students are strongly encouraged to have health insurance coverage in the event of a health care crisis.

• International students are required by the state of North Dakota to purchase health insurance.
• Many students are eligible to stay on their family health insurance program. Consult your insurance provider to determine if this option is available to you. Due to new insurance laws, most young adults can stay on their parent's family plan until they turn 26. The Department of Health & Human Services Facebook page has more information for students and parents regarding the new laws.
• Students also have the option of subscribing to the Student Health Insurance Policy available through the North Dakota University System. 

North Dakota University System Student Health Insurance Policy

STUDENT BLUE ENROLLMENT DATES:

• Fall Semester Effective Date = August 16th, 2012
  • Enrollment Dates:  August 1st to September 30th
• Spring Semester Effective Date = January 1st, 2013
  • Enrollment Dates:  December 1st to January 31st, 2013
• Summer Semester Effective Date = June 1st 2013
  •  Enrollment Dates:  May 1st, 2013 to June 30th

Student Blue is the health insurance plan for UND students. The North Dakota University System and Blue Cross Blue Shield of North Dakota worked together to build a plan that fits the lifestyle and budget of college students.

If students would like to complete the enrollment process into Student Blue, they can also call the BCBS of ND Member Service Department at 1-877-585-7551 and give them checking/saving account information and they can electronically withdraw monthly premium from their account.  The deduction from student's account will be the following week.

The only time students can enroll off the above enrollment dates is if they have had a lifestyle change;

• Loss of coverage due to no fault of your own
  • Divorce/Death
  • Turning age 26, coming off your parents health plan
  • Reduction in hours at work, or loss of job

StudentBlueND.com has all the details.

Here are some highlights:

• Affordable coverage starts at $62.50 a month for one student
• Single, Single Plus Dependent, Two-Party Adult and Family coverage available
• Coverage available for domestic partners under Two-Party or Family coverage, same or opposite gender+
• Year-round coverage, including breaks, from a trusted health insurance provider
• Contraceptive services and routine physicals covered at 100%*
• Flu shots and most other immunizations covered at 100%*Coverage for intercollegiate sports injuries
• Only a $25 copay for office visits
• Only a $10 copay for generic prescription drugs
• Free access to Healthy Blue, an online wellness tool you can find at HealthyBlueND.com

Already on your parents' insurance?

Give your parents a heads-up about Student Blue. Tell them to visit StudentBlueND.com to view exactly what's included – it's worth the comparison!

Domestic Students – Enroll Online

If you're ready now, enroll today at StudentBlueND.com. UND undergraduate students must be enrolled in 7 or more credits to be eligible for Student Blue coverage. Graduate students must be enrolled in 3 or more credits to be eligible. Student Blue is for students under the age of 65.

International Students

International students are automatically enrolled in Student Blue unless they provide evidence of health insurance coverage through another source.

*100% of the allowed charge with BCBS participating providers

+Domestic partners are defined as another adult you've lived with continuously for the past year and with whom you share living expenses. They can be the same or opposite gender but not related by blood.

For more information, contact the Student Blue Grand Forks District Office at 701.795.5340, American Office Park, 2810 19th Ave S., Grand Forks, ND 58201-5957, stop in at Student Health Services to pick up a brochure, or click on the informational booklet below.  To request more information online: StudentBlueND.com.  

There is more information about health care that is available to you through SHS.

 

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