Student Consumer

The University of North Dakota recognizes that your education is an important investment. The Student Financial Aid Office is here to assist you and your family with identifying resources to pay for your education. Financial aid resources come in the form of grants, loans, work study and scholarships. 

Family Educational Rights & Privacy Act (FERPA): The Family Educational Rights & Privacy Act (FERPA) establishes certain rights for students regarding the privacy of their educational records. While parents/guardians/spouses and others may have an interest in the student's record, access to or release of the educational record is only by written student consent.

If you have any questions or concerns, please do not hesitate to contact us.

• Telephone: 701.777.1234 or 1.800.CALL.UND (1.800.225.5863) ext. 71234
• Email onestop@UND.edu
• Fax: 701.777.2040
• Mail: 264 Centennial Drive Stop 8371, Grand Forks, ND 58202-8371

You have the right to:

• Be informed about financial aid application procedures, cost of attendance, aid available and renewal requirements.
• Have the confidential protection of your financial aid records (i.e., the contents of your financial aid file are maintained in accordance with the Family Educational Rights & Privacy Act).
• Appeal decisions made by the financial aid staff at the University of North Dakota. A written appeal must be submitted to the UND Student Financial Aid Office.

You have the responsibility to: Complete applications and forms accurately and on-time.

• Read and understand all materials sent to you from the UND Student Financial Aid Office and other financial aid agencies.
• Keep copies of all forms and materials submitted.
• Know and comply with the rules governing your aid programs.
  Comply with the provisions of any promissory note and all other agreements you sign.
• Register for the number of credit hours required and maintain satisfactory academic progress.
• Request personal assistance, if you have questions or don't understand the information provided to you.

The Cost of Attendance (COA) is the estimated amount you can expect to pay for the academic year. The COA includes the direct costs to the institution (tuition, fees, room and meal plans, and books) while the indirect costs include transportation and other miscellaneous expenses. Indirect costs will vary among students.

Allowable costs in a COA include:

• Tuition and fees
• Books and supplies
• Room and meal plan rates (or off-campus living expenses)
• Transportation and other reasonable personal living expenses

Other allowable costs which can be considered on a case-by-case basis include:

• Study abroad expenses
• Employment expenses for internship experience

Visit the following Web pages for more information about costs:

• UND Net Price Calculator (cost and financial aid estimator)
• UND Tuition and Mandatory Fee Information
• UND Room and Meal Plan Rates

To be considered for aid, you must complete the Free Application for Federal Student Aid (FAFSA) between October 1 and February 1 (priority deadline) for each upcoming academic year (beginning in the fall semester).

• Be sure to include UND's Federal School Code of 003005 to release your information to the University of North Dakota.

Financial assistance is available for Federal, State, and Institutional Programs.

• Grants - Graduate
• Grants - Undergraduate

• Loans - Undergraduate
• Loans - Graduate and Law
• Loans - Medical School
• Scholarships - Undergraduate
• Scholarships - Graduate
• Scholarships - Law
• Scholarships - Medical School

You may charge books and related supplies at the University Bookstore using anticipated financial aid disbursement during a specific period of time each semester.

You're not required to use this method of obtaining books and supplies. However, if you choose to opt out of this option, you must either have another method of payment, apply for a short-term loan or wait until financial aid is disbursed and refunds are available.

Please check current Dates and Deadlines for details.

Financial Aid Distribution

Financial aid will be applied to your account based on the number of credit hours you are enrolled in as the last day to add/drop of full term course within the semester. Classes dropped or added after this date will not be considered for financial aid eligibility. See dates and deadlines for specific semesters.

Part-term classes dropped before their start dates may result in the repayment of financial aid received or the reduction of aid awarded.

If the financial aid you're awarded is higher than the amount owed to UND, you'll receive your excess financial aid and other funds to your selected refund preference through BankMobile.  For more information on refund choices, please visit BankMobile's website.

If you do not select a refund preference, a check will be issued by *BankMobile and mailed to the address UND provided to BankMobile. The "HOME" address in CampusConnection is where the check will be issued.

Parents may elect to have any excess funds from a Parent Direct PLUS loan sent to either the parent or the student during the application process. Excess funds sent to the parent may be direct-deposited to the bank account of the parent's choice by completing the following form: Parent PLUS Loan Direct Deposit Form.

For questions regarding the refund preference setup or PLUS Loan Direct Deposit Form, please contact UND One-Stop Student Services.

*View our institution's contract with BankMobile, a Division of Customer Bank.

The University of North Dakota participates in the Federal Work-Study program. If you’re interested in seeking a Federal Work-Study position or, view and apply for jobs.

The federal government mandates that students who withdraw from all classes may keep only aid earned up to the time of withdrawal. Title IV funds disbursed in excess of the earned amount must be returned to the federal government by the University and/or the student. A student could owe these funds to the university, the federal government, or both.

The Student Financial Aid Office is notified by the Registrar's Office when a student has officially withdrawn from UND. The calculation for Return of Title IV funds is based on when a student initiates the withdrawal process by speaking with an academic advisor, a member of the Registrar’s staff or completing the University’s withdrawal form. Students who withdraw prior to the 100 percent drop/add date may be asked to document participation in their courses. Failure to do so will result in cancellation of all aid for that semester.

If a student does not officially withdraw but stops attending the course(s), Student Financial Aid Office will be notified of the last date of participation by the instructor(s) when grades are reported at the semester's end. This date will determine any need to reduce aid initially offered, as well as complete the Return of Title IV aid calculation described below. To make this calculation, we divide the number of calendar days the student has attended classes by the number of calendar days in the semester (minus any scheduled breaks of 5 days or more). The resulting percentage is multiplied by total federal funds disbursed to the student account or check or direct deposit for the semester.

This calculation determines the amount of aid earned that a student may keep. For example, if a student attended 25 percent of the term, 25 percent of the aid disbursed will be earned. The remainder, or unearned amount must be returned. The Student Financial Aid Office will notify and provide instructions to students who are required to return funds to the government.

A post-withdrawal disbursement must be made from available grant funds before available loan funds. If outstanding charges exist, the institution may credit the student's account up to the amount of outstanding charges with all or a portion of any post-disbursement grant funds. However, a post-disbursement of loan funds to pay outstanding charges requires the confirmation of the student or parent for a parent PLUS loan. In these situations, the student and/or parent will be notified within 30 days of the institution's determination that the student withdrew to offer the post-withdrawal disbursement. The funds may be accepted or declined by the student and/or parent within 14 days from the date of notification. Once notification of acceptance has been received, UND will disburse the funds within 120 days of the institution's determination that the student withdrew.

Once the withdrawal has been completely processed, this may leave some university charges unpaid, and the student will be billed for this amount. The amount due will appear on the student's bill within 45 days after the withdrawal date.

Funds returned to the federal government are used to reimburse individual federal programs. Financial aid returned (by the University and/or the student/parent) is allocated, in the following order, up to the net amount disbursed from each source:

1. Federal Unsubsidized Direct Loan Federal Subsidized
2. Direct Loan Federal Perkins Loan
3. Federal Direct PLUS (Parent) Loan or Grad PLUS Loan
4. Federal Pell Grant
5. Federal Supplemental Educational Opportunity Grant (FSEOG)
6. Other Federal Loan or Grant Assistance

UND Catalog Refunds

As a student, you must be making progress toward your degree to continue receiving financial aid. We monitor this through a process called Satisfactory Academic Progress. At the end of each semester, we evaluate your cumulative grade point average (GPA) and the number of credits you’ve taken to determine if you're eligible to re-enroll for financial aid the following semester.

Requirements

• Minimum GPA:
  • Undergraduate and law students must maintain a cumulative 2.0 GPA.
  • Graduate students must maintain a cumulative 3.0 GPA.
• Completion rate: All undergraduate, graduate and professional students must complete 66.667% of attempted credits.
• Maximum timeframe: Students must complete their degrees within the following:
  • Undergraduate students = 187 attempted credits
  • Graduate students = 135 attempted credits
  • Law students = 135 attempted credits
  • Medical students = 218 attempted credits

All credits enrolled in as of the last day to add or drop a course for the semester count as attempted.

Additional information if you are not meeting SAP requirement.