Student Consumer Information

The Higher Education Opportunity Act (Public Law 110-315) (HEOA) was enacted on August 14, 2008, and reauthorizes the Higher Education Act of 1965, as amended (HEA). The Higher Education Opportunity Act of 2008 (HEOA) contains numerous federal reporting and disclosure requirements for information from various administrative areas of higher education institutions.

This page provides links and information related to financial aid. See additional Student Disclosure Information for UND students.

UND Consumer Information Resource

Availability of Instructional and Financial Aid Information

The University of North Dakota recognizes that your education is an important investment. The Office of Student Finance is here to assist you and your family with identifying resources to pay for your education. Financial aid resources come in the form of grants, loans, work study and scholarships. UND’s Code of Conduct for Financial Aid Professionals can be located here:

Code of Conduct for Financial Aid Professionals

Privacy of Student Records (FERPA)

The Family Educational Rights & Privacy Act (FERPA) establishes certain rights for students regarding the privacy of their educational records. While parents/guardians/spouses and others may have an interest in the student's record, access to or release of the educational record is only by written student consent.

Financial Aid Assistance Contact Information

For information about registration, financial aid, tuition and billing, and student records contact one of the following student service areas:

Financial aid and Billing: One Stop Student Services

Registration and Student Records: Office of the Registrar

Rights and Responsibilities of Financial Aid Recipients

To be considered for aid, you must complete the Free Application for Federal Student Aid (FAFSA), available online at www.studentaid.gov, each year for the upcoming academic year that begins in the upcoming fall term. Applying online is faster and more accurate than submitting a paper application. However, you may request a paper application at the FAFSA website if you prefer to complete a paper form. The FAFSA is available in both English and Spanish. Be sure to include the University of North Dakota’s Federal School Code of 003005 to release your information to UND.

You Have the Right To

Be informed about financial aid application procedures, cost of attendance, aid available and renewal requirements.
Have the confidential protection of your financial aid records (i.e., the contents of your financial aid file are maintained in accordance with the Family Educational Rights & Privacy Act).
Appeal decisions made by the financial aid staff at the University of North Dakota. A written appeal must be submitted to the UND Office of Student Finance.

You Have the Responsibility To

Complete applications and forms accurately and on-time.
Read and understand all materials sent to you from the UND Office of Student Finance and other financial aid agencies.
Keep copies of all forms and materials submitted.
Know and comply with the rules governing your aid programs.
Comply with the provisions of any promissory note and all other agreements you sign.
Register for the number of credit hours required and maintain satisfactory academic progress.
Request personal assistance if you have questions or don't understand the information provided to you.

Cost of Attendance & Net Price Calculator

The Cost of Attendance (COA) is the estimated amount you can expect to pay for the academic year. The COA includes the direct costs to the institution (tuition, fees, room and meal plans, and books) while the indirect costs include transportation and other miscellaneous expenses. Indirect costs will vary among students.

Allowable Costs in a COA

Tuition and fees
Books and supplies
Room and meal plan rates (or off-campus living expenses)
Transportation and other reasonable personal living expenses

Other Allowable Costs Which can be Considered on a Case-by-Case Basis

Study abroad expenses
Employment expenses for internship experience

Cost Resources

UND Net Price Calculator (cost and financial aid estimator)
UND Tuition and Mandatory Fee Information
UND Room and Meal Plan Rates
Cost of attendance (undergraduate, graduate, and professional

Assistance for Federal, State and Institutional Programs

Financial assistance is available for Federal, State, and Institutional Programs.

Purchasing Books

You may charge books and related supplies at the University Bookstore using anticipated financial aid disbursement during a specific period of time each semester.

You're not required to use this method of obtaining books and supplies. However, if you choose to opt out of this option, you must either have another method of payment, apply for a short-term loan or wait until financial aid is disbursed and refunds are available.

Please check current Dates and Deadlines for details.

How and When Financial Aid is Distributed

You may charge books and related supplies at the University Bookstore using anticipated financial aid disbursement during a specific period of time each semester.

Please check current Dates and Deadlines for details.

Excess Financial Aid

If the financial aid you're awarded is higher than the amount owed to UND, you'll receive your excess financial aid and other funds to your selected refund preference through BankMobile Disbursements, a technology solution powered by BMTX, Inc. For more information on refund choices, please visit the BankMobile Disrbursements website.

Parents may elect to have any excess funds from a Parent Direct PLUS loan sent to either the parent or the student during the application process. Excess funds sent to the parent may be direct deposited to the bank account of the parent's choice by completing the Parent PLUS Loan Direct Deposit Form.

For questions regarding the refund preference setup or PLUS Loan Direct Deposit Form, please contact UND One-Stop Student Services.

View our third-party servicer contract for refund management here.

Federal Work Study Guide

The University of North Dakota participates in the Federal Work-Study program. Please visit the Student Employment page to view and apply for positions.

Withdrawal and Return of Federal (Title IV) Financial Aid

The federal government mandates that students who withdraw from all classes may only keep the portion of aid earned up to the time of withdrawal. Title IV funds disbursed that exceed the earned amount must be returned to the federal government by the University and/or the student. A student could owe these funds to the university, the federal government, or both.

Official Withdrawal Date Determination

Student Finance is notified by the Registrar's Office when a student has officially withdrawn from UND by completing the online Withdraw to Zero Credits form on Campus Connection. The date the withdraw form is submitted is used for R2T4 calculation purposes.
For an administrative withdrawal, we use the date specified in the notification we receive from the Registrar’s office for R2T4 calculation purposes.

Unofficial Withdrawal Date Determination

When grades are reported at the semester's end, if a student does not officially withdraw but stops attending courses, Student Finance will be notified of the last date of participation by the instructor or use documented participation in Blackboard. The date that we use for the calculation is either the date that 50% of their aid is earned or the last day of attendance, whichever one is later.

Calculation of Return of Funds

To make this calculation, Student Finance divides the number of calendar days the student has attended classes by the number of calendar days in the semester (minus any scheduled breaks of 5 days or more). The resulting percentage is multiplied by total federal funds disbursed to the student account or check or direct deposit for the semester.
This calculation determines the amount of aid earned that a student may keep. For example, if a student attended 25 percent of the term, 25 percent of the aid disbursed will be earned. The remainder, or unearned amount, must be returned. Student Finance will notify, via UND email, and provide information and instructions to students who are required to return funds to the government.
A post-withdrawal disbursement must be made from available grant funds before available loan funds. If outstanding charges exist (from the current year), the institution may credit the student's account up to the amount of outstanding charges with all or a portion of any post-disbursement grant funds. However, a post-disbursement of loan funds to pay outstanding charges requires the confirmation of the student or parent for a parent PLUS loan. In these situations, the student and/or parent will be notified via UND email, within 30 days of the institution's determination that the student withdrew to offer the post-withdrawal disbursement. The funds may be accepted or declined by the student and/or parent within 14 days from the date of notification. Once notification of acceptance has been received, UND will disburse grant funds within 45 days of the institution's determination that the student withdrew, this extends to 120 days for other forms of aid.
If the R2T4 calculation results in a credit balance on the student’s account, the credit balance must be disbursed as soon as possible and no later than 14 days after the calculation of R2T4.
If the R2T4 calculation results in an amount to be returned that exceeds the school’s portion, the school will return these funds to the Department of Ed on behalf of the student.
Once the withdrawal has been completely processed, the appropriate amount of aid will be returned to the Department of Ed within 45 days after determining the student has withdrawn.

Financial aid is returned in the following order, up to the net amount disbursed from each source:

Federal Unsubsidized Direct Loan
Federal Subsidized Direct Loan
Federal Direct PLUS (Parent) Loan or Grad PLUS Loan
Federal Pell Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
Other Federal Loan or Grant Assistance

Satisfactory Academic Progress (SAP)

As a student, you must be making progress toward your degree to continue receiving financial aid. We monitor this through a process called Satisfactory Academic Progress. At the end of each semester, we evaluate your cumulative grade point average (GPA) and the number of credits you’ve taken to determine if you're eligible to re-enroll for financial aid the following semester.

Requirements

Minimum GPA

Undergraduate and law students must maintain a cumulative 2.0 GPA.
Graduate students must maintain a cumulative 3.0 GPA.

Completion Rate

All undergraduate, graduate and professional students must complete 66.667% of attempted credits.

Maximum Timeframe

Students must complete their degrees within the following:

Undergraduate students = 187 attempted credits
Graduate students = 135 attempted credits
Law students = 135 attempted credits
Medical students = 218 attempted credits

Attempted credits are credits from any courses the student is enrolled in as of the last day to add or drop a course for the semester.

SAP Requirement Details

Athletic program participation and financial support

As part of the Equity in Athletics Disclosure Act, information on annual participation rates and financing of men's and women's sports in intercollegiate athletic programs is available by request to students and the general public. To review UND’s report please visit:

University of North Dakota Athletics Compliance

Intercollegiate Athletic Program Participation Rates and Financial Support Data-Equity in Athletics Disclosure Act Survey (EADA)

Exit Loan Counseling

Online exit counseling is required of all borrowers of federal and University-administered student loan programs