Health Insurance

Understanding health insurance and navigating health services can be complicated matters in the United States.

UHCSR and Insurance Waiver Process Presentation

Required Health Insurance for International Students

Health care in the United States is expensive, and the individual is responsible for paying the medical costs. The government does not pay for it. Having heath insurance protects the individual by helping pay the medical expenses if he/she should become ill or be involved in an accident. For these reasons, all international students studying in North Dakota are required by the North Dakota University System (NDUS) to purchase the North Dakota state-mandated health insurance policy. 

UHC policy offered by UND

State law mandates that all international students MUST purchase the state health insurance plan, unless a completed waiver application has been approved by ECI Services.

 

Enroll

 After you have enrolled in courses at the beginning of each semester, you'll see that the insurance charge has been added to your Campus Connection Account.  You will then receive an email from NorthDakota@elev834.com 

Step 1: Click on either location in the email to opt-in to the UHC coverage.

Step 2: After a few days from opting-in to the plan, you'll receive an email directly from UHCSR, with instructions on how to log into your UHC account.  You'll then be able to download the UHCSR mobile app (search for UHCSR in either the app Store or Google Play by searching UHCSR) and register your account.

Step 3: Access your account to view, download, or share your ID card.

Waiver

The deadline to apply for a waiver is January 23, 2025 for the Spring 2025 semester.

• After you have enrolled in courses at the beginning of each semester, you'll see that the insurance charge has been added to your Campus Connection Account.  You will then receive an email from NorthDakota@elev834.com 
• If you wish to apply for a waiver, your alternate insurance plan must meet all of the waiver criteria. If your waiver application is denied, you will need to opt into United Health Care and pay the fees.

 

 

Premiums

The premiums for the coming 2024 - 2025 academic year will be:

• Fall (August 16, 2024 - December 31, 2024): $896
• Spring/Summer (January 1, 2025 - August 15, 2025): $1,473
• New Summer 2025 arrivals only: $610

In order to receive a waiver, the alternative coverage must meet very specific criteria, and the coverage will be reviewed closely. Due to changes in the waiver criteria, students who received waivers in the past may no longer qualify. Be prepared to only qualify for a wavier if you have employer-sponsored coverage or national mandatory coverage that is considered comparable to the North Dakota University System provided insurance policy. Students from Canada and Norway are still considered exempt from the insurance requirement.

• The UHC insurance plan must be paid by January 29, 2025 for the Spring 2025 semester. For more information, please go to the NDUS website.
• Students with unpaid health insurance charges will be disenrolled from courses. The health insurance charge can be paid prior to or upon arrival at the University of North Dakota.

Dental and Vision

Dental and vision insurance can be purchased separately. The enrollment period is August 1 - 15, 2024.

Enroll in Dental or Vision Coverage

Dental Premiums

• Student: $243.08
• Student + spouse: $486.17
• Student + children: $653.30
• Student + family: $954.66

Vision Premiums

• Student: $135.84
• Student + spouse: $257.52
• Student + children: $302.16
• Student + children: $424.92

Dependents

Health insurance for dependents (spouse and/or children) is not mandatory, but is strongly recommended. Please talk to your advisor once you arrive about purchasing additional health insurance for dependent family members. If you wish to add dependents to the UND health insurance plan, this must be done within 30 days of the start of the insurance plan or of their arrival in the United States, whichever is later.

Health Services

If you are enrolled in the United Healthcare Student Resources plan offered by the NDUS (North Dakota University System) and are in need of healthcare services, please call UND Student Health Services and schedule appointment. If UND Student Health Services is unable to provide the necessary care you will then be referred to another provider with the appropriate insurance referral in place.

UND Student Health Services
701.777.4500
McCannell Hall (Behind Memorial Union)

For detailed coverage information, please go to UHCSR Resources.